Thursday, July 9, 2009

Speed Bumps

So more details have been fleshed out on the whole "Let's find out what happens when Jeff stops making money and instead starts spending lots of it" experiment.

Job at Hughes Properties
I will be remaining with Hughes for the next few weeks, as they find a suitable replacement for me. I don't want them to have to rush and get someone who wouldn't be good at it.

In the meantime I'm putting my resume out there for some sort of part time work. Ideally, I'd love to work part time in a lawfirm. It'd be good experience for me. I'd also be up for part time work for an apartment complex, since I already have that job down. Something around 20 hours a week.

Living Situation
We've asked Andrea's family if they'd be willing to stay with us and contribute to the rent, utilities, cable, etc. Andrea's mother agreed, as it will save everyone, including her, a noticeable amount of $.

The big key here is Andrea/Jaime getting along with their mother. It'll take a concerted effort from all three of them, but I think it can be done.

Funding
Here's the big hurdle. We've figured out how to make our monthly bills and income balance, but so far paying for tuition, books, and gas is completely in the red.

Calhoun Community College (where I'm wrapping up my basics to begin with before I transfer to UAH) has a deadline of April for receiving a FAFSA. Futher, according to federal guidelines, I'm still considered a dependent of my parents when it comes to school, so it goes by my parents' 2008 tax returns. Even though my mom was no longer receiving income by fall of last year, that tax return essentially says the government expects my parents to foot the entire bill.

However, as many of you know, my parents quit their jobs, sold their home, bought a boat, and are about to start sailing around the world, so they don't exactly have an excess of money laying around.

My only shot with Federal Aid is to plead my case to Calhoun's financial aid department and see if I can be declared independent status by means of special circumstances, and hope that they can somehow work around that deadline.

Otherwise, I'm trying to get private student loans. I've already checked, and I don't qualify. I went by my current income, which more than qualifies, but my credit - though good for my age apparently - is still not quite good enough. I have to find a cosigner with great credit and at least $12,000 in annual income. It doesn't sound too hard, but so far I've found no one.

Hopefully I'll be able to figure out this cosigner thing, or get granted special circumstances. Right now it's playing out day-to-day.

In Other News
Because my previous phone was a work phone, I have gotten a new phone and number. Let me know if you want it.

- Jeff

Current Sounds - The hum of the office equipment
Current Drink - Code Red
Currently Reading - Rereading Harry Potter 6 in hopes will be able to afford to see it next week

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